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Initial CD Purchase: 08/07 08/05 48-hrs Refinance: 07/30 08/05 48-hrs Jumbo: --- -- -- Renovation: 07/30 08/05 48-hrs Last updated: 8/14/2020 6:58:22 AM Sign Up For Announcements Email Address Signup> DOWNLOAD FORMS [All Forms] Announcements Archived Documents Conventional/Common Federal Disclosures FHA New Construction Guidelines and Policies HUD/FHA Matrices Michigan Mutual State Disclosures USDA Rural Development VA FormRev DateCategory Escalation Process - New!7/14/2020Announcements Get Your CD Prior to CTC - New!7/13/2020Announcements New Partner Webinar - New!6/25/2020Announcements No Credit Score, No Problem - New!6/25/2020Announcements Staying Ahead with Approvals - New!7/16/2020Announcements TBD Address Full Credit Approval - New!6/23/2020Announcements VA Appraisal Ordering - New!7/16/2020Announcements Conventional Condo Questionnaire - Full - New!7/2/2020Conventional/Common Conventional Condo Questionnaire - Short - New!7/2/2020Conventional/Common HomeStyle Change Order Request11/29/2017Conventional/Common HomeStyle Consumer Tips12/17/2018Conventional/Common HomeStyle Contractor Acceptance Form12/17/2018Conventional/Common HomeStyle Contractor Proposal2/10/2020Conventional/Common HomeStyle Contractor's Responsibilities12/17/2018Conventional/Common HomeStyle Draw Request12/17/2018Conventional/Common HomeStyle Final Disbursement Letter12/17/2018Conventional/Common HomeStyle Letter of Completion11/29/2017Conventional/Common HomeStyle Lien Waiver11/29/2017Conventional/Common HomeStyle Max Mortgage Worksheet4/2/2018Conventional/Common HomeStyle Renovation Contract12/17/2018Conventional/Common HomeStyle Renovation Loan Agreement12/17/2018Conventional/Common Power of Attorney - Borrower Certification4/21/2020Conventional/Common 4506T Form - Request for Transcript of Tax Return3/1/2019Federal Disclosures Anti-Steering Loan Options Disclosure Form5/22/2019Federal Disclosures Approved Housing Counseling Notice - Interactive3/27/2014Federal Disclosures Borrower's Certification & Authorization Federal Disclosures Change of Circumstance Wholesale - Interactive11/4/2015Federal Disclosures FACTA Act Risk Based Disclosure1/1/2011Federal Disclosures FHA ARM Disclosure Federal Disclosures Patriot Act Disclosure Federal Disclosures Privacy Policy Disclosure4/21/2015Federal Disclosures SSA-89 (Authorization for the SSA to Release SSN Verification) 2/1/2018Federal Disclosures 203K Request for Acceptance of Changes5/31/2016FHA New Construction Builders Certification of Plans & Specs9/1/2018FHA New Construction FHA - New Construction Subteranean Termite Service Record (Form HUD-NPMA-99-B)8/1/2008FHA New Construction FHA - Subterranean Termite Protection Builder's Guarantee (Form HUD-NPMA-99-A)8/1/2008FHA New Construction FHA - Warranty of Completion11/27/2019FHA New Construction .Temporary Guidance due to COVID-19 - New!8/10/2020Guidelines and Policies Conventional Underwriting Guideline Supplement4/6/2020Guidelines and Policies FHA Underwriting Guidelines - New!6/29/2020Guidelines and Policies Jumbo Underwriting Guidelines4/6/2020Guidelines and Policies Renew QM Guidelines4/6/2020Guidelines and Policies Rural Development Underwriting Guidelines - New!5/18/2020Guidelines and Policies Symmetry HELOCs - New!7/13/2020Guidelines and Policies VA Underwriting Guidelines - New!6/29/2020Guidelines and Policies 203(k) Contractor's Final Release and Waiver of Lien - New!7/20/2020HUD/FHA 203(k) Contractors Responsibilities5/1/2020HUD/FHA 203(k) Limited - Max Mortgage Worksheet - Purchase6/23/2016HUD/FHA 203(k) Limited - Max Mortgage Worksheet - Refinance3/15/2016HUD/FHA 203(k) Standard - Max Mortgage Worksheet - Purchase4/1/2016HUD/FHA 203(k) Standard - Max Mortgage Worksheet - Refinance4/1/2016HUD/FHA 203k Borrower's Acknowledgement8/23/2010HUD/FHA 203k Borrower's Identity of Interest Certification - New!7/9/2020HUD/FHA 203k Contractor Acceptance Form12/18/2018HUD/FHA 203K Contractor Proposal12/18/2018HUD/FHA 203K Draw Request1/30/2015HUD/FHA 203k Homeowner-Contractor Agreement11/2/2015HUD/FHA 203K IRS W-9 - New!6/3/2020HUD/FHA 203K Request for Acceptance of Change10/13/2016HUD/FHA FHA - For Your Protection Get a Home Inspection - New!7/9/2020HUD/FHA FHA - HUD Addendum to Uniform Residential Loan Application10/23/2019HUD/FHA FHA - Important Notice to Homebuyers5/10/2018HUD/FHA FHA - Informed Consumer Choice Disclosure Notice1/21/2015HUD/FHA FHA - Loan Underwriting & Transmittal Summary10/23/2019HUD/FHA FHA Amendatory Clause & Real Estate Certification HUD/FHA FHA Appraisals Policy & Procedure11/13/2017HUD/FHA FHA Case Assignment Transfer Request10/3/2014HUD/FHA FHA Condo Questionnaire *for Case Numbers on/after 10/15/201910/15/2019HUD/FHA FHA Multi-Unit or Hotel Transient Form - HUD 925613/1/1993HUD/FHA FHA Streamline Maximum Mortgage Worksheet5/1/2020HUD/FHA Notice to Homeowner HUD/FHA All Agencies - Derogatory Credit Matrix7/10/2017Matrices All Agencies - Principal Curtailments4/22/2019Matrices All Agencies - Student Loan Repayment Matrix1/2/2020Matrices Conventional HomeStyle Renovation Matrix4/17/2020Matrices Conventional HomeStyle Renovation vs FHA 203(k)4/17/2020Matrices Conventional Overlay Matrix4/17/2020Matrices FHA $100 Down4/17/2020Matrices FHA 203(k) vs Conventional HomeStyle Renovation4/17/2020Matrices FHA High Balance4/17/2020Matrices FHA HUD REO4/17/2020Matrices FHA Limited 203(k)4/17/2020Matrices FHA Standard4/17/2020Matrices FHA Standard 203(k)4/17/2020Matrices Rural Development - Standard4/17/2020Matrices VA High Balance4/17/2020Matrices VA IRRRL4/17/2020Matrices VA Standard4/17/2020Matrices Appraisal Transfer Request4/13/2015Michigan Mutual Attorney Opinion Letter5/8/2020Michigan Mutual Closing Disclosure Fee Sheet11/7/2016Michigan Mutual Consent to Proceed with Appraisal - Correspondent - New!7/16/2020Michigan Mutual Consent to Proceed with Appraisal - Wholesale - New!7/16/2020Michigan Mutual FHA Case Assignment Transfer Request10/3/2014Michigan Mutual Finance Charges12/10/2009Michigan Mutual Gift Letter2/22/2019Michigan Mutual MiMutual Annual Recertification Form3/4/2020Michigan Mutual MiMutual Broker Application & Agreement3/25/2020Michigan Mutual MiMutual Broker Compensation Change Form1/4/2019Michigan Mutual MiMutual Correspondent Application & Agreement3/25/2020Michigan Mutual MiMutual Correspondent Compensation Change Form1/4/2019Michigan Mutual MMI - Mortgage Broker Fee Agreement 8-20166/14/2016Michigan Mutual MMI Lock Policy1/1/2020Michigan Mutual Pre-CD information11/7/2016Michigan Mutual TCF Notice and Authorization4/1/2020Michigan Mutual Value Reconsideration Form3/2/2020Michigan Mutual CA - Earthquake Insurance Disclosure3/6/2015State Disclosures CA - Fair Lending Notice (BRE)3/17/2014State Disclosures CA - Fair Lending Notice (DBO)3/25/2014State Disclosures CA - Hazard Insurance Disclosure2/3/2014State Disclosures CO - Net Tangible Benefit Form3/22/2018State Disclosures DC - Finance Agreement12/16/2013State Disclosures DC - Mortgage Disclosure Form4/25/2011State Disclosures FL - Statement of Anti-Coercion3/24/2014State Disclosures IL - Borrower Information Document12/30/2011State Disclosures IL - Description of Underwriting Criteria & Required Documentation12/30/2011State Disclosures IL - GFE of Charges to be Paid by Seller9/15/2014State Disclosures IN - Home Protection Notice/Right to Inspect CD12/18/2015State Disclosures IN - Mortgage Broker Fee Agreement Disclosure3/24/2014State Disclosures KS - Disclosure Required by Law4/25/2011State Disclosures KS - Mortgage Business Act Disclosure4/25/2011State Disclosures MD - Net Tangible Benefit Worksheet7/23/2010State Disclosures MD - Notice Regarding Housing Counseling1/1/2011State Disclosures ME - Material Consumer Protection Notice12/15/2011State Disclosures ME - Required Broker Disclosure4/25/2011State Disclosures MMI - Multi State Tangible Net Benefit (AR NM NC SC VA WV TX)1/9/2013State Disclosures NC - Notice of Information4/25/2011State Disclosures NC - Right to Select Attorney4/25/2011State Disclosures NJ - Attorney Representation Disclosure9/15/2014State Disclosures NJ - Mortgage Fee Itemization Disclosure1/2/2018State Disclosures NJ - New Jersey Application Disclosure1/2/2018State Disclosures NJ - Property Insurance Disclosure 9/1/2017State Disclosures OH - Business Relationship Disclosure Notice12/2/2013State Disclosures OH - Equal Opportunity Notice11/27/2013State Disclosures OH - Home Mortgage Information Disclosure Acknowledgement4/25/2011State Disclosures OH - Home Mortgage Informational Disclosure - New!6/4/2020State Disclosures OH - Home Mortgage Informational Disclosure 201812/12/2017State Disclosures OH - Notice of Change in Terms11/20/2013State Disclosures SC - Attorney & Insurance Preference Checklist Disclosure7/2/2012State Disclosures TX - Mortgage Banker Disclosure3/27/2014State Disclosures TX - Mortgage Company Disclosure5/13/2014State Disclosures TX 50(f)(2) Notice Concerning Refinance of Existing Home Equity Loan to Non-50(a)(6)1/2/2018State Disclosures TX 50(f)(2) Owner's Affidavit of Compliance1/2/2018State Disclosures VA - Notification to Mortgage Application4/25/2011State Disclosures WV - Net Tangible Benefit Worksheet7/10/2012State Disclosures Certification of Disability of Handicap USDA Rural Development Cash Out Refinance Loan Comparison and Certification (Sample)7/17/2019VA Child Care Statement - New!7/23/2020VA Counseling Checklist for Military Homebuyers12/3/2010VA Important Notice of VA Loan Borrower Rights12/7/2010VA Interactive Request for Certificate of Eligibility11/1/2019VA IRRRL Eligibility Worksheet1/20/2020VA Loan Amount Calculation Worksheet - IRRRL (VA 26-8923)9/1/2018VA Loan Analysis Worksheet8/1/2019VA Report and Certification of Loan Disbursement9/1/2017VA Reservist/National Guard Certification - New!7/20/2020VA Unmarried Surviving Spouse Determination Request for Loan Eligibility12/1/2019VA VA Appraisal Order Request1/3/2020VA VA Appraisal Ordering Process1/3/2020VA VA Entitlement Worksheet12/18/2019VA VA Escape Clause (Amendatory Clause)1/12/2016VA VA Request for Determination of Reasonable Value7/1/2017VA Verification of VA Benefit Related Indebtedness11/1/2019VA Veteran Certification - Closest Living Relative3/31/2011VA